Built for Vending Operators
Most operators are juggling two or three payment providers and a spreadsheet in between — with little real visibility into what each machine actually earns. KUARIO brings it together. One device accepts both open- and closed-loop cashless payment methods — cards, mobile wallets, QR codes, staff and campus cards — fully integrated, MDB-compatible, no additional hardware required.
Every sale feeds your management dashboard, cash included — the machine connection reads its cash sales alongside every cashless payment. Real-time sales per machine. Remote pricing and product control. Clearing and settlement run under one contract: one consolidated report, one payout to your bank account. No reconciling across providers. No fragmented reporting.
Running a vending fleet means managing machines across multiple locations, with multiple providers, and contracts and margin pressure at every turn. KUARIO replaces that fragmented setup with one system: one device per machine, one platform for your entire fleet, one payout.
Less hardware. Less administration. Less time reconciling reports that should be one.
Calculated from 2024 BDV Operator Study industry benchmarks
Most operators are losing margin in places they can’t see: service trips that weren’t needed, cash handling costs spread across multiple providers, hours spent reconciling reports that should be one. KUARIO makes those losses visible — and stops them. Fewer unnecessary runs. Less cash handling. One report, one payout. The €18–32 isn’t a feature. It’s what’s left when the hidden costs stop.
Based on: service staff €28/hr · technician with vehicle €45/hr · cash management min. 1.5% of revenue · avg. transaction €1.75 (cold drink) / €1.52 (snack) — 2024 BDV Operator Study
No machine replacement needed. The HPT25 installs on your existing MDB-compatible machines and connects them to the platform. It accepts the most common cashless payment methods on a single device, including Visa and Mastercard, mobile wallets, QR codes, and supported closed-loop methods such as campus cards and staff IDs, replacing multiple terminals and integrations.
Pricing rules and privileges are applied automatically at the point of payment, without any manual intervention or separate configuration per machine.
See real-time sales per machine, and control products and pricing remotely. Every location, every machine, every transaction in one dashboard, including cash transactions. Data and reporting update in real time, without manual compiling or reconciliation.
Start with five machines. Roll out across your full fleet when you’re ready. No additional systems, no additional complexity — the platform grows with your operation.
The KUARIO App gives users a simple way to access benefits, view balances, manage their activity, and receive refunds across KUARIO-enabled services. It supports personalised pricing and user-specific privileges, while complimenting HybridPay Terminal-based payments.
Available on Android and iOS, the app supports multiple languages and currencies and works consistently across locations and services.
KUARIO integrates easily with existing vending machines, kiosks and self-service devices via MDB or provided APIs. Terminals follow EVA-Mini standard making them quick to install. The cloud-based platform requires no local servers, no complex IT setup. Go live in days, not months.
The KUARIO POSCloud API connects cash registers, vending machines, and self-service kiosks through one secure integration, supporting the HybridPay Terminal with unified reporting and consolidated payouts.
KUARIO is built to meet PSD2, PSD3, GDPR and ISO 27001 standards. Security and privacy are built into the platform by design, ensuring every transaction and personal detail is protected.
KUARIO supports all major open-loop payment methods, including Visa, Mastercard, Apple Pay, Google Pay, PayPal, and more, alongside QR codes and closed-loop payment methods such as campus cards and staff IDs.
KUARIO is a member of the European Vending & Coffee Service Association (EVA) and the Bundesverband der Deutschen Vending-Automatenwirtschaft (BDV), and stays closely connected to fee structures, regulations, and the day-to-day realities operators deal with.
That’s why our system reflects how your business actually works.
No, if your vending machines are MDB-compatible, you can retrofit them with the KUARIO HybridPay Terminal (HPT25). It fits the standard EVA Mini format and draws power directly from the machine, allowing you to add cashless payments and connect to the KUARIO platform without replacing your machines.
Yes. The KUARIO HybridPay Terminal (HPT25) accepts bank cards and mobile wallets alongside supported campus cards and staff IDs on the same device, combining open-loop and closed-loop payments. Visitors can pay with their bank card, while students and staff can use their supported campus or staff card. You can also manage different prices (price lines) for these groups centrally through the KUARIO platform, with the correct price applied automatically at payment.
KUARIO’s Management Dashboard brings sales and transaction data from connected machines into one place. Operators can track sales by machine and location and compare performance across locations and products, without manually combining separate payment reports. Where the machine connection provides cash sales data, they can also see cash turnover alongside cashless sales.
Yes. KUARIO’s Management Dashboard lets you update product prices remotely across one or multiple connected vending machines, without visiting each location. You can also manage different prices by user group, location or time, with pricing rules applied automatically at payment.
Yes. KUARIO’s Management Dashboard brings transactions from your connected machines across all locations into one place. KUARIO handles clearing and settlement for supported cashless payments under one contract, with one consolidated report and one payout to your bank account. This reduces the time spent combining reports and reconciling payouts from different payment providers.