The KUARIO HybridPay Terminal (HPT25) accepts the most common cashless payment methods, both open- and closed-loop, on a single device. Operators can support Visa and Mastercard, mobile wallets such as Apple Pay and Google Pay, QR codes, and supported closed-loop payment methods such as campus cards and staff IDs, without adding multiple terminals.
Customers pay using their preferred method. Pricing and privileges are applied automatically by the KUARIO platform at the moment of payment.
The HybridPay Terminal combines open-loop and closed-loop payments in a single payment terminal. All transactions run through the same terminal and payment flow, simplifying both operations and reporting.
Accept widely used open-loop payment methods, including Visa and Mastercard, Apple Pay, Google Pay and QR-code payments.
Accept closed-loop payment methods: campus cards and staff IDs
Apply price following, price leading, or mixed pricing modes
Pricing lines configured in the Management Dashboard are applied automatically at the moment of payment.
The HybridPay Terminal (HPT25) is designed for vending machines, kiosks, and self-service systems in unattended environments where reliability and simplicity matter. Its compact, durable hardware is built for daily operation in any public and semi-public spaces.
It integrates directly with existing machines and POS systems and operates consistently across locations, reducing operational complexity at the device level while ensuring a stable payment experience everywhere it is deployed.
While the HybridPay Terminal handles payment acceptance at the machine, the KUARIO platform manages everything behind the scenes.
Clearing and settlement are handled by KUARIO under one contract, with one payout. Configuration, pricing logic, multilingual settings, and reporting are managed centrally through the KUARIO Management Dashboard
See how the HybridPay Terminal works in practice. Accept the most common cashless payment methods with one terminal.
Yes. The KUARIO HybridPay Terminal (HPT25) can be retrofitted to existing MDB-compatible vending machines, so you can add contactless payments without replacing the machine. It fits the standard EVA Mini format and draws power directly from the machine.
The KUARIO HybridPay Terminal (HPT25) accepts the most common cashless payment methods, including Visa and Mastercard, mobile wallets such as Apple Pay and Google Pay, QR-code payments, and supported campus cards and staff IDs. These open-loop and closed-loop payment methods work on a single terminal.
Yes. Visitors can pay with a bank card or mobile wallet, while students and employees can use supported campus cards or staff IDs on the same HPT25. You do not need separate terminals for bank-card and campus or staff-card payments.
Yes. You can configure different prices and privileges for user groups in the KUARIO Management Dashboard. When a user is identified through a supported campus card or staff ID, the platform automatically applies their configured price or privilege at payment. This lets you offer benefits such as discounted student prices or complimentary staff coffee while charging visitors the standard price.
The HPT25 can use integrated 4G, so Wi-Fi is not required. It also supports Wi-Fi and wired LAN connections, allowing you to choose a connection that suits the installation. The terminal connects to the KUARIO platform for payment processing, centrally managed pricing and reporting.