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Our Story

Our Story

KUARIO designs payment and access solutions for environments where speed, reliability, and simplicity are essential. From self-service machines to shared infrastructure, we enable digital payments that work quietly in the background.

 

Part of XPP, KUARIO is an industry leader for self-service technology, payments, and cloud platforms. Headquartered in Haarlem, the Netherlands, we build technology used across public and semi-public spaces worldwide.

 

XPP is a payment product provider modernising payments through personalised, omnichannel, and embedded payment solutions across public transit, financial institutions, and unattended services. Delivering cutting-edge financial technology that makes payments effortless, driving growth and efficiency.

How We Work

All KUARIO solutions are developed in-house using a cloud-first architecture, allowing us to scale, integrate, and evolve without unnecessary complexity. We design with sustainability in mind, supporting mobile-first payments that reduce reliance on physical cards.

 

Our team brings together experienced professionals and emerging talent, combining deep industry knowledge with fresh perspectives. Working in agile teams, we challenge assumptions, collaborate closely, and build technology that performs reliably at scale.