The KUARIO HybridPay Terminal (HPT25) accepts all cashless payment methods, from closed-loop to open-loop, on a single device. Operators can support cards, mobile wallets, QR codes, and closed-loop payment methods such as campus cards and staff IDs without adding terminals, integrations, or providers.
Customers pay using their preferred method. Pricing and privileges are applied automatically by the KUARIO platform at the moment of payment.
The HybridPay Terminal combines open-loop and closed-loop payments in a single payment terminal. All transactions run through the same terminal and payment flow, simplifying both operations and reporting.
Accept all major open-loop payment methods: cards, mobile wallets, and QR codes
Accept closed-loop payment methods: campus cards and staff IDs
Apply price following, price leading, or mixed pricing modes
Pricing lines configured in the Management Dashboard are applied automatically at the moment of payment.
The HybridPay Terminal (HPT25) is designed for vending machines, kiosks, and self-service systems in unattended environments where reliability and simplicity matter. Its compact, durable hardware is built for daily operation in any public and semi-public spaces.
It integrates directly with existing machines and POS systems and operates consistently across locations, reducing operational complexity at the device level while ensuring a stable payment experience everywhere it is deployed.
While the HybridPay Terminal handles payment acceptance at the machine, the KUARIO platform manages everything behind the scenes.
Clearing and settlement are handled by KUARIO under one contract, with one payout. Configuration, pricing logic, multilingual settings, and reporting are managed centrally through the KUARIO Management Dashboard
See how the HybridPay Terminal works in practice. Accept every cashless payment method with one terminal.
